22seven

Manage your money easily and invest in your life goals with the free 22seven app from Old Mutual.

Here’s how it works:

#1 - See all your money in one place.

All your accounts. All your transactions. All together. Link bank accounts, credit and store cards, investments, loans and rewards from over 100 South African financial institutions.

#2 - Set budgets and we’ll help you stick to them.

See exactly how much you spend on what each month. Know what you‘ve already spent and have left to spend, and find more money. Activate spending alerts and we’ll let you know when you’re getting close to reaching your budget.

#3 - Find relevant insights, regularly.

Nudges are hints and observations about your money. See things you didn’t know or hadn’t considered, and use your money better.

#4 - Invest in your life goals and reach them sooner.

Putting money towards your future can be a pain. But the right planning can change that. Set, track and invest in your life goals, tax free, from as little as R250.

#5 - We take security very seriously.

Most importantly, 22seven is safe, secure, private and insured. We use the best security - the same measures as banks, governments and the military. The information you share is always encrypted and never seen by human eyes. Your info remains yours - always. So we won’t sell your data to third parties. That’s why over 220 000 South Africans use 22seven to boss their money.

Want to know more? Keep reading:

22seven (sometimes referred to as 227) is South Africa’s best budgeting app. We support over 100 South African financial institutions. This includes all major banks like ABSA, Capitec, FNB, Nedbank, Standard Bank, TymeBank and more. The app is backed by Old Mutual - one of South Africa’s most trusted financial institutions.

The app lets you:

#1 - View all your balances and transactions in one place so you can track them easily.

Once you link your accounts from over 100 South African companies, you’ll get to see all your money in one place for the first time. The app automatically sorts all your transactions into categories for you, like Groceries, Eating Out & Takeouts, Rent and more. So you can track exactly where you’re spending and find new ways to save.

#2 - Create a budget to effectively manage your spending.

The app will create a budget for you based on your real, average spend. But if you want to challenge yourself to spend less, setting your own budget is easy. And when you’re done, activate spending alerts so we can let you know when you reach 50%, 80% and 100% of your budget so you don’t overspend.

#3 - See how much you can safely spend each day.

Every day, 22seven will let you know how much you can safely spend while still sticking to your monthly budget. As you use the app, you’ll start to receive other ‘Nudges’ - little bits of information about how you’re spending and how your behaviour compares to other 22seven customers.

#4 - Invest in your life goals so you can reach them sooner.

Saving money in your bank account or a fixed deposit account may be familiar. But investing can be so much better. Create your life goals in 22seven and invest in them so you can reach them sooner. You’re able to choose from 4 Old Mutual unit trust investment funds, where you can safely store your money and track how it grows.

Here are some other features:

#1 - No more separate statements or slips.

Your income and expense transactions are gathered and updated whenever you log in. You can also add notes, visualise or export your spending data at any time.

#2 - Doing your tax return is made so much easier.

All your income and expenses are categorised and exportable to Excel. So you can also use your transactions in 22seven to rock your tax return. And get a 25% discount with TaxTim.

#3 - Get really good support from real, live people.

Our support team, the Svens, are on hand to answer your questions from 8am to 8pm every day of the week. Via email, live chat or phone.

使用Old Mutual的免费22seven应用程序轻松管理您的资金并投资您的人生目标。

以下是它的工作原理：

＃1 - 在一个地方看到你所有的钱。

你的所有帐户。你所有的交易。全部一起。链接来自100多家南非金融机构的银行账户，信用卡和商店卡，投资，贷款和奖励。

＃2 - 设定预算，我们会帮助您坚持下去。

详细了解您每月花多少钱。知道你已经花了多少钱，然后花钱，找到更多的钱。激活消费提醒，我们会在您接近预算时通知您。

＃3 - 定期查找相关见解。

轻推是关于你钱的提示和观察。查看您不知道或未考虑过的事情，并更好地使用您的资金。

＃4 - 投资你的人生目标并尽快达成目标。

把钱投向你的未来可能会很痛苦。但正确的计划可以改变这一点。设定，跟踪和投资您的人生目标，免税，从R250。

＃5 - 我们非常重视安全。

最重要的是，22seven是安全，安全，私密和保险。我们使用最好的安全措施 - 与银行，政府和军方相同的措施。您共享的信息始终是加密的，人眼从未见过。您的信息仍然是您的 - 永远。因此，我们不会将您的数据出售给第三方。这就是为什么超过22万南非人使用22seven来支付他们的钱。

想知道更多？继续阅读：

22seven（有时也称为227）是南非最好的预算应用程序。我们支持100多家南非金融机构。这包括所有主要银行，如ABSA，Capitec，FNB，Nedbank，标准银行，TymeBank等。该应用程序由Old Mutual支持 - Old Mutual是南非最值得信赖的金融机构之一。

该应用程序可以让你：

＃1 - 在一个地方查看所有余额和交易，以便您轻松跟踪它们。

一旦您链接了来自100多家南非公司的帐户，您就可以第一次在一个地方看到所有的钱。该应用程序会自动将您的所有交易分类为您的类别，如杂货，外出就餐和外卖，租金等。因此，您可以准确跟踪您的消费地点并找到新的保存方式。

＃2 - 制定预算以有效管理您的支出。

该应用程序将根据您的实际平均支出为您创建预算。但如果你想挑战自己少花钱，那么设定自​​己的预算很容易。当您完成后，激活支出提醒，以便我们在您达到预算的50％，80％和100％时通知您，这样您就不会超支。

＃3 - 了解每天可以安全度过多少钱。

每天，22seven会告诉您在保持每月预算的同时可以安全地花多少钱。当您使用该应用程序时，您将开始接收其他“Nudges” - 关于您如何消费以及您的行为与其他22位客户相比的一些信息。

＃4 - 投资你的人生目标，这样你就可以更快地接触到他们。

在您的银行帐户或定期存款帐户中存钱可能很熟悉。但投资可以更好。在22seven创建你的人生目标并投资它们，这样你就可以更快地接触它们。您可以从4个Old Mutual单位信托投资基金中进行选择，您可以安全地存储资金并跟踪其增长情况。

以下是其他一些功能：

＃1 - 没有更多单独的陈述或单据。

无论何时登录，您的收入和费用交易都会被收集和更新。您还可以随时添加备注，可视化或导出您的支出数据。

＃2 - 使您的纳税申报变得更加容易。

您的所有收入和支出都被分类并可导出到Excel。因此，您也可以使用22seven的交易来提高您的纳税申报表。 TaxTim可享受25％的折扣。

＃3 - 从真实的，真实的人那里获得真正的支持。

我们的支持团队Svens将在每周的每天上午8点到晚上8点回答您的问题。通过电子邮件，在线聊天或电话。